Buying a first home can be a daunting experience, there are so many different things to be aware of and the steps you need to take. Even if you already own a home, it can seem like a complex process. … Read the rest
As the average age of a first-time buyer increases, it’s inevitable that many will be paying off their mortgage later in life too. As a result, the number of people that still have a mortgage in retirement is expected to … Read the rest
If you’re looking to buy property, a flat could prove a more affordable option. Figures from the Land Registry show purchasing a maisonette or flat in England is now cheaper than a year ago. In comparison, the cost of a … Read the rest
Buying a home should be an exciting time. However, it’s often one that’s mixed with nerves too, especially when you submit a mortgage application and aren’t sure if you’ll be approved.
A rejection can set back your plans and may … Read the rest
Raising a deposit to buy your first home is more difficult than ever before. For first-time buyers, the Bank of Mum and Dad is becoming critical for securing the deposit needed to take the first step on the housing ladder.… Read the rest
As the UK property market faces uncertainty and stalling prices, you may be worried about the risk of negative equity. But what is it and should you be concerned about it?
When you purchase a home, it’s common to take … Read the rest
Talking about property prices is something of a pastime in the UK. It shouldn’t come as a surprise; after all, our home is likely to be among the largest purchases we ever make. Naturally, we want the value of that … Read the rest
If you’re a first-time buyer, navigating the challenges of securing a mortgage can be complicated. Taking the time to understand what mortgage lenders are looking for, and how to demonstrate you fit the criteria can help make the process smoother.… Read the rest
Homeowners are keen to take advantage of the opportunities low interest rates offer to reduce their mortgage debt. Research shows that many Brits are opting to overpay to reduce the amount they owe.
Wider economic uncertainty is continuing to affect the housing market, with house price growth slowing and some potential buyers and sellers choosing to wait. If you’re a homeowner and not considering moving, you may be wondering what impact the uncertainty … Read the rest
Your home may be repossessed if you do not keep up repayments on your mortgage
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