According to many experts, it’s a good time to be a first-time buyer in London. Average house prices are falling across the capital, sales are down, and mortgage costs are low. Changes to Buy to Let rules also mean that … Read the rest
So, you’ve got into the saving habit by putting money aside for the deposit for your home. Now you’ve moved in and you’re used to paying your mortgage and your bills, it would be a shame to put that saving … Read the rest
Switching your mortgage can help you to reduce your mortgage payments and the amount of interest that you pay. It can also allow you to release capital from your home to fund home improvements or to consolidate other debts.
If … Read the rest
Are you thinking about becoming a landlord? A Buy to Let mortgage can offer you an excellent way to benefit from another source of income and start investing in the property market. However, there are some careful considerations before you … Read the rest
Buying a first home can be a daunting experience, there are so many different things to be aware of and the steps you need to take. Even if you already own a home, it can seem like a complex process. … Read the rest
As the average age of a first-time buyer increases, it’s inevitable that many will be paying off their mortgage later in life too. As a result, the number of people that still have a mortgage in retirement is expected to … Read the rest
If you’re looking to buy property, a flat could prove a more affordable option. Figures from the Land Registry show purchasing a maisonette or flat in England is now cheaper than a year ago. In comparison, the cost of a … Read the rest
Buying a home should be an exciting time. However, it’s often one that’s mixed with nerves too, especially when you submit a mortgage application and aren’t sure if you’ll be approved.
A rejection can set back your plans and may … Read the rest
Raising a deposit to buy your first home is more difficult than ever before. For first-time buyers, the Bank of Mum and Dad is becoming critical for securing the deposit needed to take the first step on the housing ladder.… Read the rest
As the UK property market faces uncertainty and stalling prices, you may be worried about the risk of negative equity. But what is it and should you be concerned about it?
When you purchase a home, it’s common to take … Read the rest