Buying a home should be an exciting time. However, it’s often one that’s mixed with nerves too, especially when you submit a mortgage application and aren’t sure if you’ll be approved.
A rejection can set back your plans and may … Read the rest
Raising a deposit to buy your first home is more difficult than ever before. For first-time buyers, the Bank of Mum and Dad is becoming critical for securing the deposit needed to take the first step on the housing ladder.… Read the rest
As the UK property market faces uncertainty and stalling prices, you may be worried about the risk of negative equity. But what is it and should you be concerned about it?
When you purchase a home, it’s common to take … Read the rest
Talking about property prices is something of a pastime in the UK. It shouldn’t come as a surprise; after all, our home is likely to be among the largest purchases we ever make. Naturally, we want the value of that … Read the rest
If you’re a first-time buyer, navigating the challenges of securing a mortgage can be complicated. Taking the time to understand what mortgage lenders are looking for, and how to demonstrate you fit the criteria can help make the process smoother.… Read the rest
Homeowners are keen to take advantage of the opportunities low interest rates offer to reduce their mortgage debt. Research shows that many Brits are opting to overpay to reduce the amount they owe.
According to research from Which? almost half … Read the rest
Wider economic uncertainty is continuing to affect the housing market, with house price growth slowing and some potential buyers and sellers choosing to wait. If you’re a homeowner and not considering moving, you may be wondering what impact the uncertainty … Read the rest
The number of first-time buyers soared last year. More people took that all-important first step on the property ladder in 2018 than any other year in the last decade, figures show. There are many reasons why those waiting to buy … Read the rest
The struggles of first-time buyers are often featured in the news. However, it can sometimes be just as difficult (and even more costly) to take that second or third step up the property ladder.
When you’re looking for your next … Read the rest
When you reach the end of your working life, having to continue meeting mortgage payments probably wasn’t part of your plan. But it’s a reality that many retirees are facing.
Rising property prices and buying first homes later in life, … Read the rest