At London Money, we’re big supporters of the first-time buyer and we love when new initiatives look like they will help future homeowners on their journey. That’s why we’ve been so excited about the introduction of Lifetime ISAs (Individual Savings … Read the rest
Let’s start with two quick facts:
- The ice caps are melting.
- Buying your first home is difficult.
What if you could help the environment, while simultaneously saving yourself money and speeding up the journey toward owning your own home?
That’s … Read the rest
How do you feel about living with a stranger?
Shared accommodation is becoming more and more prevalent; especially in London. And it’s not just students and young people that are forced to co-habit with people they don’t know very well. … Read the rest
We are always championing first-time buyers at London Money. So, we’re delighted that a report from Halifax shows that homeowners in London could be set to save £2,191 per year, compared to renters.
Over the course of a 30-year mortgage, … Read the rest
Is buying your second home harder than buying your first?
It depends what you’re looking for and how savvy you were the first time.
What is a ‘second-stepper’?
First home owners, who are looking to sell their current property and … Read the rest
Deciding who to leave your pension benefits to can be a challenge.
However, failing to inform your pension provider of changes to that decision can be even tougher for the people you leave behind.
How are you saving toward retirement?
If, like most people, you are relying on your State Pension and Workplace Pension, you might need to rethink your plan.
For many of us, the combination of workplace and State Pensions simply will … Read the rest
Throughout the UK, the number of people buying their first home rose again in 2017 for the sixth consecutive year, according to figures from Halifax.
That’s great news, we’ve been championing first-time buyers for years. What makes it especially … Read the rest
Since 2015, net investment in Buy to Let properties has dropped by £30 billion, according to the Intermediary Mortgage Lenders Association (IMLA ). With Buy to Let investors spending just £5 billion in 2017, the effects of new policies have … Read the rest
17.6% of mortgage holders could be at risk of losing their home if they don’t pay attention to how they will repay the outstanding debt.
Because they have interest-only mortgages which will soon reach the end of their terms, … Read the rest
Your home may be repossessed if you do not keep up repayments on your mortgage
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